Mortgage Rates and Interest Costs

This is the interest rate you will be charged by the lender and how much in total you will pay during the term of the mortgage.

  • Getting the best that you qualify for AND with terms that meet all your needs
  • One of the many benefits of working with a mortgage broker like myself is that I know what every lender is able to offer you right across Canada
  • I will find the right lender that will work hard for the privilege of having your mortgage and offer you the best options to save you as much unnecessary interest as possible

So how do you select the right one for you?

Obviously you want to save as much money as possible, but at the same time selecting a lender that will drop the rate, if rates decrease, prior to your closing date are beneficial. With a mortgage broker like myself,  this is automatic!

Sometimes the rate on your pre-approval might not be the actual rate you will pay – it could be lower if rates drop as well as those “quick close specials” I have access too as a VIP Broker with many lenders across Canada

Lastly, it is not always about rate!  Sometimes the features and benefits of the mortgage could out way the difference in rate!

If you would like to take a closer look at the current mortgage rates and where you qualify, please contact me at 519-760-4391 or